Banking and Financial Institutions

We serve a broad range of financial institution clients including state, regional and national banks, mortgage lenders, loan servicers, finance companies, credit card issuers, federal credit unions and trust companies.  Our counsel is often sought regarding risk management, regulatory compliance and operations issues, including application of the Uniform Commercial Code (UCC), Truth-in-Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Federal Deposit Insurance Act, Home Owners Loan Act (HOLA), National Bank Act, Bank Secrecy Act (BSA) compliance, Dodd-Frank Act, Gramm Leach Bliley (GLB) privacy and data security requirements, Home Mortgage Disclosure Act (HMDA), Deceptive Trade Practices Act (DTPA), Telephone Consumer Protection Act (TCPA), Fair Credit Reporting Act (FCRA), and other state and federal regulations.

Examples of our practice areas include lender liability, wrongful foreclosure defense, director and officer liability, electronic payment systems, secured transactions, real estate financing and construction lending, vehicle and equipment leasing and financing, special assets and recovery, negotiable instruments and fund transfers, commercial and consumer account disputes, credit reporting, and regulatory and compliance due diligence. In addition, our attorneys have extensive experience responding on behalf of our clients to consumer complaints brought before various agencies, including, but not limited to, the Consumer Financial Protection Bureau, the Department of Housing and Urban Development, and the Federal Housing Finance Agency.